Cookie Policy
Last Updated: January 2025
We use various tracking technologies on avorynexila.com to understand how you interact with our budget forecasting tools and educational content. This policy explains what these technologies are, why we use them, and how you can manage your preferences.
When you visit our site, small data files get stored on your device. These help us remember your settings, understand which features you find most useful, and improve your overall experience with our financial planning resources.
What Are Cookies and Similar Technologies
Cookies are tiny text files that websites place on your computer or mobile device. They're basically memory aids for websites. When you come back later, the site can read these files and remember things about your previous visit.
We also use similar technologies like web beacons, pixel tags, and local storage. They all serve roughly the same purpose but work slightly differently behind the scenes. For simplicity, we'll refer to all of these as "cookies" throughout this document.
Think of cookies as digital bookmarks. They help us recognize you when you return, remember where you left off in a learning module, or keep track of which financial calculators you've used before.
Types of Cookies We Use
Essential Cookies
These are necessary for the site to function properly. Without them, basic features like navigation between pages or accessing secure areas wouldn't work.
- Session management and authentication
- Security features and fraud prevention
- Load balancing across our servers
- Basic functionality for budget forecasting tools
You can't opt out of these because the site simply wouldn't work without them. They're deleted when you close your browser.
Functional Cookies
These remember your preferences and choices. They make your experience more personalized without tracking you across other websites.
- Language and region preferences
- Display settings like text size or contrast
- Progress tracking in educational modules
- Saved calculations and forecasting parameters
The site works without these, but you'd need to reset your preferences every time you visit.
Analytical Cookies
We use these to understand how people use our site. The data helps us figure out what's working and what needs improvement.
- Pages visited and time spent on each section
- Learning resources accessed most frequently
- Navigation patterns through budget tools
- Error messages and technical issues encountered
All data collected is aggregated and anonymous. We can't identify individual users from this information.
Marketing Cookies
These track your activity to show relevant educational content and program information based on your interests.
- Which resources you've downloaded or viewed
- Topics you've shown interest in
- Interaction with promotional content
- Effectiveness of our educational campaigns
We don't sell this data. It's used solely to make our communications more relevant to your financial planning interests.
How Cookies Improve Your Experience
Here's what cookies actually do for you when you use avorynexila.com:
They remember which budget forecasting templates you've customized, so you don't have to start from scratch each time. They keep track of your progress through our financial literacy modules, letting you pick up right where you left off.
When you adjust display settings for better readability, cookies remember that preference. If you're comparing different forecasting scenarios, cookies help maintain those comparisons across sessions.
From our perspective, cookies show us which educational resources get the most engagement. If everyone's bouncing off a particular page, we know something's confusing. If a specific calculator gets heavy use, we know to create more tools like it.
Analytics cookies tell us whether our Australian audience needs different content than what we initially provided. They show us peak usage times, which helps us schedule maintenance during quiet periods.
Managing Your Cookie Preferences
You have control over which cookies you accept. Essential cookies are required for the site to function, but you can decline others.
Most browsers let you manage cookies through their settings. You can block all cookies, accept only certain types, or delete cookies after each session. Keep in mind that blocking functional cookies means losing convenience features.
Common browser instructions:
- Chrome: Settings → Privacy and security → Cookies and other site data
- Firefox: Options → Privacy & Security → Cookies and Site Data
- Safari: Preferences → Privacy → Manage Website Data
- Edge: Settings → Cookies and site permissions → Manage and delete cookies
Mobile browsers have similar settings, usually found under Privacy or Site Settings in your browser's menu.
How Long We Keep Cookie Data
Session cookies vanish when you close your browser. They're temporary by design.
Persistent cookies stick around longer. Functional cookies that remember your preferences might last up to two years. Analytics cookies typically expire after 13 months. Marketing cookies usually remain active for six months to a year.
You can manually delete cookies at any time through your browser settings. When a cookie reaches its expiration date, your browser automatically removes it.
We regularly review stored data and purge information that's no longer needed. If you haven't visited in a couple of years, most of your cookie data will have expired naturally.
Third-Party Cookies and Services
Some cookies on avorynexila.com come from external services we use. For example, if we embed a video from an educational platform, that platform might set its own cookies.
Third parties we work with include:
- Analytics providers that help us understand site usage patterns
- Content delivery networks that speed up page loading
- Educational resource platforms for supplementary materials
- Payment processors for secure transaction handling
These organizations have their own privacy policies. We choose partners who respect user privacy, but they operate independently. If you want to know exactly what they do with cookies, check their individual policies.
We don't control third-party cookies. If you've disabled cookies for our site but still see them being set, they're likely coming from external services your browser hasn't blocked separately.
Note: By continuing to use avorynexila.com, you consent to our use of cookies as described in this policy. You can withdraw consent at any time by adjusting your browser settings or contacting us directly.
Changes to This Policy
We update this policy occasionally to reflect changes in our practices or legal requirements. When we make significant changes, we'll update the date at the top of this page.
If the changes substantially affect how we handle your data, we'll notify you through a prominent notice on our site or via email if you've provided contact information.
We recommend reviewing this policy periodically, especially if you're concerned about privacy. Technology evolves, regulations change, and our services expand. Keeping up with these updates helps you stay informed about your data.
Your Rights and Control
Beyond managing cookies through browser settings, you have broader rights regarding your data.
You can request information about what data we've collected through cookies. You can ask us to delete that data, though this might affect site functionality. If you believe we've processed your data inappropriately, you can file a complaint with relevant authorities in Australia.
For budget forecasting tools that save your work, you can export or delete your saved calculations at any time through your account settings. We don't hold this data hostage.
If you have questions about specific cookies or how they're being used, reach out. We're happy to explain in more detail what's happening behind the scenes.
Questions About Our Cookie Use?
If anything in this policy is unclear or you need more information about how we handle cookies, we're here to help.
Email us at info@avorynexila.com or call +61 417 189 186
Our office is located at 22 Aurora Ave, Queanbeyan East NSW 2620, Australia
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